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Thursday, October 11, 2018 5:41:18 PM
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Was that DJ Cotrona?. Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan. Formally, a mortgage lender mortgagee , or other lienholder , obtains a termination of a mortgage borrower mortgagor 's equitable right of redemption , either by court order or by operation of law after following a specific statutory procedure. Teabagging Usually a lender obtains a security interest from a borrower who mortgages or pledges an asset like a house to secure the loan. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, it is a cloud on title and the lender cannot be sure that they can repossess the property.Foreclosure is by judicial sale, commonly called judicial foreclosure, involves the sale of the mortgaged property under the supervision of a court. The proceeds go first to satisfy the mortgage, then other lien holders, and finally the mortgagor/ borrower if any proceeds are left. Judicial foreclosure is available in every US state. answer the complaint or try to set aside the default. You are asking the court for a chance to a motion, what you are asking the court to do, the date, time and location when the court will decide the motion. all of the proof that the plaintiff needs in order to be entitled to a foreclosure judgment. It should include at least these.

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